How to save money: 3 simple rules

The ability to manage your finances wisely is a skill that every person needs. Savings are not just a "stash" for a rainy day, but also an opportunity to realize your dreams and goals.In this article we will share with you 3 simple rules that will help you start saving money:

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1. Make a budget:

Write down all your income and expenses.
Analyze which categories you spend the most money on.
Make a spending plan to help you optimize your budget.

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2 Determine a fixed amount to save:

Set aside a portion of your income as soon as you receive your paycheck.
Start with a small amount that you can afford and gradually increase it.

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3- Use the "50/30/20" rule:

50% of your income should go to basic expenses (housing, food, transportation).
30% for "wants" (entertainment, clothes, travel).
20% for savings and investments.

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